How to Transfer Paytm Cash to Bank Account – Two Simple Ways

How to Transfer Paytm Cash to Bank Account – We all know that Paytm is one of the largest mobile commerce platforms in India. Paytm is the most popular mobile e-commerce platform that offers mobile recharge and also utility bill payments. It is the best place for most of the consumers that provide a complete marketplace on its mobile apps. Currently, Paytm has more than 100mn registered users. You can do mobile recharges, several bill payments and many more. You can use this Paytm app on your smartphones as it supports various platforms such as Apple iOS, Android, Windows, Blackberry and Opera.


  1. How to Transfer Paytm Cash to Bank Account

  2. Two Easy Techniques to Transfer Paytm Cash to Bank Account

  3. Method 1: Transfer Paytm cash to bank account – 4% Charges Apply

  4. Method 2: Transfer Paytm cash to a bank account – No Charges Apply

How to Transfer Paytm Cash to Bank Account

Undoubtedly, if there’s any digital transaction company (after government and private banks in India), that is most benefitted because of demonetisation, then it’s PAYTM. With initial updates, there was one thing PAYTM users were not too happy with. It was transferring their PAYTM money, back to their Bank Accounts, so that can have the Cash of the same amount in hand, whenever required from Automated Teller Machines in their locality. But, after the PAYTM founder Vijay Shekhar Sharma felt that PAYTM’s users are in need of the same, he updated the PAYTM mobile app by which, now, all the PAYTM users can easily send their money back to their Bank Account in a super easy manner.

The main reason behind the rapid growth of Paytm as India’s popular mobile commerce platform is that it offers cash back option. It provides cashback offer on particular products so that you can save your money this way. Paytm has introduced a new feature of transferring the Paytm wallet money directly to your bank account. Today, we are here to guide you on how to transfer Paytm cash to any of your bank accounts just by using two easy ways.

Two Easy Techniques to Transfer Paytm Cash to Bank Account

We are providing you with two simple tricks in order to transfer Paytm Cash to your bank account. Paytm has introduced Immediate Payment Service (IMPS) on its platform, which means that Paytm users can utilize their mobile wallets to transfer money into any of your bank accounts. As per the company norms, a user can avail this facility if he/she has the following requirements:

  1. The user must be registered via mobile or Email for over 45 days.

  2. Minimum Paytm Wallet Balance – Rs. 2000.

  3. Transaction amount must exceed Rs 1,000.

  4. The daily upper limit for the wallet to bank account transactions is Rs. 5,000 and the monthly limit is Rs. 25,000.

You can transfer Paytm wallet cash to your bank account in two ways. One is, you can transfer paytm cash to a bank account where 4% charges are applicable. The other is a simple trick so that your cashback amount will be transferred directly to your bank account. Check the two methods given below:

Method 1: Transfer Paytm cash to bank account – 4% Charges Apply

Here is a 100% working method of transferring your Paytm wallet cash back to your bank account. If you use this method, 4% charges will be applicable on particular purchased product cashback. Follow the simple steps below so as to transfer Paytm wallet cash to your bank account.

Step1: Initially, Go to Paytm wallet on your PC or Laptop or mobile.

Step 2: Just Click on “Transfer Money to Bank” option as shown in the image below:

Paytm cashback

Step 3: Now, enter the name of the account holder in the Name field.

Step 4: Select the name of the bank from the given list of given bank.

Step 5: Click to get IFSC code.

  1. Now, you need to select the following to which your bank belongs:

  2. State

  3. City

  4. Branch of the Bank

  5. Then click on submit